LEGAL

Terms of Service

Please read these terms carefully before using Credit Repair Ultra.

1. Who we are

Credit Repair Ultra provides credit report analysis tools and credit repair services. By using this website or our services, you agree to these terms.

2. Our services

We review your credit reports, identify information that may be inaccurate, incomplete or unverifiable, and prepare dispute letters on your behalf. We do not provide legal advice.

3. No guarantee of results

No one can legally guarantee that any item will be removed or that your score will change. Accurate, timely and verifiable information cannot be removed.

4. Your responsibilities

You agree to provide truthful information, to tell us if you believe any disputed item is accurate, and to keep your login details secure.

5. Payments and cancellation

Fees are shown before you pay. You may cancel within 3 business days of signing as described in our CROA Disclosure. Payments are processed securely by our payment provider.

6. Your rights

You may dispute information with the credit bureaus yourself at no cost. See our CROA Disclosure for the full statement of your rights.

7. Acceptable use

Do not misuse the site, attempt to access other users' data, or upload anything you are not authorized to share.

8. Limitation of liability

To the extent allowed by law, our liability is limited to the amount you paid for the services. Nothing in these terms limits rights you have under the Credit Repair Organizations Act or other consumer protection laws.

9. Changes

We may update these terms. The date below shows the latest version. Continued use after changes means you accept them.

10. Contact

Questions about these terms: Order@CreditrepairUltra.com.

See also our CROA Disclosure and Privacy Policy.

Last updated October 2026.